Welcome to www.tfmetalsreport.com (the "Website").
This Website is operated by Buyapension.com, LLC (sometimes referred to as "we," "us," "our").
If you do not agree to these Terms, then do not use the Services.
USE OF THE SERVICES
We will use commercially reasonable efforts to ensure the Services are up and running but we shall not be liable for any time during which the Services may be down. We may modify, change, or remove, parts or all of the Services at any time.
You may not do anything through the Services that is illegal or that diminishes our purposes or that will harm the Services including without limitation using bots, scrapers, harvesters, or other automated systems. You may not use the Services if you are under 13, if we have restricted or terminated your use of the Services, or if your use of the Services will violate another contract.
If you click on any links that take you away from our Services, then you use those other sites and services at your own risk.
We may serve third-party advertisements on the Services. If you click on or purchase any of the goods or services for those third parties, you do so at your own risk. Our inclusion of those advertisements on the Services is not an endorsement by us of their goods or services.
USER ACCOUNTS & PREMIUM SERVICES
Portions of our Services are restricted and may only be used by users that create accounts. There are multiple types of user accounts on our Services, some of free and others require a paid user account those services (for example, posting comments on certain posts and reading content in "the vault") ("Premium Services").
Creating a User Account
You may also complete an optional user profile. A user profile includes, but is not limited to, an avatar/photo, your name, website address, physical location, and personal biography. Please note that anything you provide in the user profile will be visible to other website visitors. Accordingly, you should not provide any sensitive personal information in the user profile, and we disclaim all liability for any sensitive personal information which you may share there.
Subscription Fees for Premium Services
You must create a premium user account and agree to the payment terms for the same to use the Premium Services. When you create your premium user account, you will be required to provide payment information and in doing so, you authorize us and our third-party payment vendors to charge your chosen payment method for the applicable subscription fees. We may offer monthly subscriptions, annual subscriptions, and other payment plans in our discretion. Your subscription will auto-renew at the end of each subscription term.
You can cancel your subscription at any time (through your user account profile) and the termination will be effective at the end of the then-current subscription term. Even if you cancel before the end of the then-current subscription term, you will not be entitled to a refund for the remainder of the subscription term.
CONTENT & INTELLECTUAL PROPERTY
Our Property Rights
The Services, including without limitation all design, software, code, and other content on the Services, are either owned by us, licensed to us, or likely owned by another individual or business and may be protected by copyright, trademark, patent, trade secret, or other intellectual property laws. Your use of the Services does not grant any rights to you other than the right to use the Services for their intended purpose as outlined in these Terms.
Your Property Rights
If you submit any content to us including text, photos, videos, or other content ("Your Content"), then you (a) represent and warrant that you either own or have permission to use all of Your Content including the intellectual property in and to the same; and (b) you grant us an irrevocable, worldwide, perpetual, sub-licensable, royalty-free, transferable, license to use Your Content including without limitation the right to reproduce, prepare derivative works from, distribute, display, and perform, all of Your Content for any reason, with or without attribution. For clarification, the license above is perpetual and irrevocable, meaning your termination of your use of the Services does not terminate the license. Additionally, Your Content may be visible to other users of the Services and we cannot guarantee that they will not violate your rights with respect to Your Content and we disclaim all liability for such uses by other users. You may request that we remove Your Content from our Services but we may not be able to do so and we are not obligated to do so. We also have no obligation to retain any of Your Content.
We respect intellectual property rights and it is our policy to comply with the Digital Millennium Copyright Act of 1998. If you believe content on our Services infringes your copyright (or the copyright of someone which you are authorized to represent), please submit a written or digital DMCA Notice to our Designated DMCA Agent:
ATTN: Doug Hembrough
P.O. Box 860003
Shawnee, KS 66286-0003
Via Email: tfmetalsreport[at]gmail[dot]com
Your DMCA Notice must include the following:
- Identification of the copyrighted work that you claim has been infringed;
- Identification of the material that is claimed to be infringing and specifically where it is located on the Service;
- Sufficient information for us to contact you such as your address, phone, or email address.
- A statement that you have a good faith belief that use of the material in the manner complained of is not authorized by the copyright owner, its agent, or law;
- A statement, made under penalty of perjury, that the above information is accurate, and that you are the copyright owner or are authorized to act on behalf of the owner; and
- An electronic or physical signature of a person authorized to act on behalf of the copyright owner.
PLEASE NOTE: Under federal law, if you knowingly misrepresent that online material is infringing, you may be subject to criminal prosecution for perjury and civil penalties, including monetary damages, court costs, and attorneys’ fees.
DISCLAIMERS & LIABILITY LIMITATIONS
THIS SECTION IS IMPORTANT. YOU SHOULD READ IT.
THE SERVICES ARE OFFERED ON AN “AS IS” AND “AS AVAILABLE” BASIS SUBJECT TO THE FOLLOWING DISCLAIMERS, EXCLUSIONS, AND LIMITATIONS.
We do not provide any express warranties or representations and disclaim any and all imputed warranties and representations, including without limitation all warranties of merchantability, fitness for a particular purpose, title, accuracy of data, and non-infringement. We disclaim all liability for identity theft and other misuse of your identity or other content. We do not make any guarantees regarding the operation of the Services, portions or all of which may be unavailable at times or terminated permanently. We do not control or vet content submitted by the users of our Services.
You shall save, indemnify, and hold us and our Affiliates harmless for all damages, losses and costs (including, but not limited to, reasonable attorneys' fees) related to all third party claims, charges, and investigations, caused by your failure to comply with these Terms, including without limitation, your submission of content that violates third party rights or applicable laws, any applications or programs which you create which use any of our Services, and any activity in which you engage on or through the Services.
Certain state laws do not allow limitations on implied warranties or the exclusion of certain damages. If these laws apply to you, some or all of the above disclaimers, exclusions, and limitations, may not apply to you and you may have additional rights.
Notwithstanding the agreement to arbitrate above, either you or we may assert a claim seeking injunctive or other equitable relief from the courts as necessary to stop unauthorized use or abuse of the Services or intellectual property infringement (for example, trademark, trade secrets, copyright or patent rights) without first engaging in arbitration.
CLASS ACTIONS ARE PROHIBITED: All claims, including without limitation all arbitration claims, must be brought on an individual basis and not as a plaintiff or class member in any purported class, consolidated, or representative proceeding. Class arbitrations, class actions, private attorney general actions, and consolidation with other arbitrations, are not allowed.
You may stop using the Services at any time. Additionally, if you create a user account, you may terminate the account at any time. However, you will remain liable for any damage you caused or may later cause to us or any part of the Services.
In our sole discretion, at any time, and with or without notice, we may (a) suspend your access to or terminate your right to use of all, or parts of, the Services; (b) suspend your access to or terminate your user account, if applicable; and/or (c) suspend or terminate all, or parts of, the Services.
Governing Law; Jurisdiction; Venue; & Waiver of Jury Trial
Entire Agreement; Severability; Waiver
POWER TO AMEND THESE TERMS
Except as otherwise required, all notices and communications that you may send to us shall be sent to us, with all expenses prepaid, at the following address:
P.O. Box 860003
You may send informal communications to us via email at tfmetalsreport[at]gmail[dot]com.