Finding the Promised Land

Sat, May 12, 2018 - 1:14pm

Building the Dream: (Part 2)

I'm tired of looking at property. But making a poor decision at this point could be costly. What can you do but prioritize your needs and keep looking? We have searched far and wide for the promised land, looking at places through realtor websites and Google Earth, then driving to see closest and most promising ones.

We could move back to the Midwest again if it meant survival. Though we felt out of place there, the land is excellent for gardening, farming and animal husbandry. We still have good friends there as well. And there are many properties for sale far enough away from the cities that drug and poverty problems are mitigated. The occasional meth cook in a farmhouse wants to stay unnoticed, and its more likely that you'll have good neighbors. Property is cheap, and if the economy collapses a person could make it there as well as anywhere in the world.

But we also looked at properties in Tennessee and Texas, finding very reasonably priced homes in small towns, or in the countryside. They looked very attractive and were priced at 15-30% of homes located near cities. One property in Tennessee had 5 acres, a nice home, a barn, a pond in your front yard, and was located 60 miles from a city of any size. K takes it all—perhaps with a desperate family trust that just wants it sold. What a fine place to retreat to and live off your own land. I even considered a ,000 property in a small town next to a large lake north of Amarillo. The house had burned down, but the land was nice with a good garage standing. I also like Texas because it’s the most likely state to secede and form its own nation. I see advantages to that and wouldn’t mind being a Texan beforehand.

We have also looked at many places in southwestern Colorado where my cousins live. Homes with acreage are reasonably priced in the Cortez area, a farming region which is located far from just about anything, but with beautiful weather and abundant water.

Our son has relocated to Northern California. We partnered with him to purchase a threeplex property there. He lives in one and earns his keep by managing the other two rental homes for us. Given that we eventually want to live close to our children when we get older, that property is a realistic possibility in the future.

We even looked at property in rural New Zealand. It’s reasonably priced. I suspect Australia would be a good option as well. At one point my wife and I lived in Mexico and loved it. But Mexico has changed since the 1980s. One can also purchase inexpensive homes in Russia. The international options are endless, but perhaps not wise for an American these days. I am not certain we can afford to expatriate since I’d have to earn a living once we arrive. And would we ever see our children again?

Each area of the country has pros and cons. Nothing’s perfect except BillHilly’s place in British Columbia. I wonder what cabins cost up there?

I suppose the factor that tipped our decision towards staying in the Southwest is the need to care for our aging parents. My wife’s mother is 84 and will soon need full-time care. The wife’s father has passed away. My own mother is 80. She’s doing well for now, but the step-dad is older and in poor health. We probably won’t have to take care of both mothers at once. My father is 82, in good health, and wealthy enough to live wherever he likes. But he’s fully invested in the system and could be broke within 48 hours after a collapse. He and my stepmother will probably live with my stepsister in Colorado at some point.

So, out of all the possibilities, we are constrained by family obligations to stay in a land of scarce water, but with many resilient neighbors.

The wife’s mother used her nest egg to build her dream house when she retired 15 years ago. She also bought the lot next door because it had an old rundown trailer on it. Fearing that some riffraff would move in next door, she had the trailer hauled away and planted fruit trees. In 2010, when my wife and I took the red pill, we started thinking we might have to move in a hurry one day and this empty lot could make a good place in a pinch. I drew up plans for a small home that we could build ourselves, not requiring highly skilled levels of carpentry.

Then the county got involved. There is a river 100 yards away, making the property at risk of a 100 year flood. The county never cared much until recently when they decided that every new home built on that stretch of land needed to be raised 5 feet above the ground level to keep it high and dry. To save money the county engineers adopted formulas used by the Army Corps of Engineers for calculating the flood levels on the Mississippi River. So, the historical floodplains on our street were raised significantly, putting us underwater, theoretically, if our valley ever receives over 40 inches of rain in a year. 13 inches is the average. (Don’t you just love government bureaucrats?)

Thus, we abandoned our idea of building a traditional ground-level home on that particular lot. We purchased another property, on the cheap, shortly after arriving in the area. But it was not suitable for a self-sustainable lifestyle—no irrigation. One must have irrigation rights in this area. So we looked for a better property on which to build.

Meanwhile, the economy has pretended to get better, and people in our region started paying outrageous prices for property and homes. The average home price doubled in the past five years. Though we had considered purchasing an existing house, now it is mostly out of the question because we don’t want a mortgage. We passed on several pieces of land seeing nothing ideal, always keeping an eye on the existing home sales in case we might get lucky again.

Then one fine day, an idea popped into my head when I saw a set of blueprints of a garage with a house built on top of it (I love muses). I talked with the city to find out if building the living quarters above a garage satisfied the regulations regarding the floodplain, and they said “Yes.”

So, we drew up our own modified blueprints. We designed a larger model with a 2-car garage and living quarters on top, well above the floodplain, except that the garage could get flooded and has to be built from water resistant material. (We will keep a boat moored to our deck.) I estimated on the back of an envelope that we could build for per square foot, with much of the labor performed by yours truly (before I nearly sawed off two of my fingers). That’s me in the pic waving. Three months later the fingers still are having problems.

Then we met with an architect who quickly burst our bubble. He told us we were looking at $125 a square foot … and that was cheap. Many builders in the area are charging $200+ per square foot. We were biting off more than our checkbook could chew. Our goal is to be debt-free, not have another $100,000 mortgage. And frankly, due to a low “curb appeal,” spending 150K+ for a home on that particular lot would put us underwater immediately. Bluntly put, building a typical home was too expensive… Damn!

Thus, we abandoned our plans and started looking around at multifamily housing in the area. Everything was overpriced. But we finally found one that looked intriguing. It was a very large building on 2 acres with nice living quarters on one side, and a huge open room where we could build living space for two elderly moms. There was also a three bedroom house built directly behind the main building along with a couple of outbuildings. But when we looked in person, even my untrained eye could see the flaws in the carpentry as well as substandard plumbing, electrical and many other problems. This house did not have good bones. Moreover, the prior owners had forfeited irrigation rights when it went through a foreclosure. You never get those back in that town.

Back to the drawing board then.

My wife and I sat down and made a list of everything we were looking for in a property.

  • Irrigation
  • Mature fruit & nut trees
  • Good dirt for gardening
  • Elbow room
  • Close to Mom’s house
  • Within 60 minutes of my employer
  • Affordable
  • Plenty of interior space
  • Man cave for all my tools

The next day I was watering the fruit trees on that empty lot next to mom that we had just rejected for building a traditional home, and I started comparing our list with the features of the lot. It had irrigation rights. It had young maturing fruit trees. The soil was good. Location was great. Frankly, it had everything we wanted—especially irrigation, cause if you don’t have irrigation in that valley, your property looks like this-- quite Arizona-ish.

Then, with the watering hose in my hand, another idea just popped into my head (I really love muses). So we rushed to the city planners office sat down with Carmen (who kind of looked like a muse). She took us into the conference room and displayed her computer on the big screen TV and we asked her about merging the two lots into one lot and what kind of building would we then be allowed to build on it. She was very helpful. She explained that the city allows "accessory dwellings" on a property--specifically so people can care for aging relatives. After kicking ideas around for a bit, after merging two lots, we realized we could have a contractor build an industrial-style metal garage building. Within that incredible man-cave, we could construct a second-floor apartment above the flood level. Carmen was happy with that plan. I was happy also.

Metal buildings come in kits that a contracting crew puts together in a week. We have enough fiat to pour a concrete pad and raise the building. Then we can take our time building the apartment inside as we can afford it, saving the equity in our current home and two rental properties for a rainy day. My stack is much smaller these days, with its value transferred into a mortgage-free rental property.

I talked to my architect about the idea and he concurred that this could work well. It will increase the value of the entire property with mom’s house on it through the addition of the large garage with the accessory dwelling place for a caretaker. We can afford the cost out of pocket if we build out the interior as we can pay for it. We added a clause to the Family Trust that will reimburse our building costs upon mom’s passing when wifey’s 4 siblings out-vote her to sell the place and get their inheritance.

So we’re back to building in the original location, but constructing a very different kind of home--certainly not one that will impress the Joneses, but we can build the inside the way we want. Total cost estimate: $50K. Unassuming. Low-keyed. Restrained. No gold hidden here folks, only a few firearms … and this is a neighborhood where survival is realistic.

But, who will take care of us in 20 years? We’re hoping our daughter settles down somewhere near our son one day, as she has stated a desire to do. Then after our responsibilities to parents are completed, we can relocate to where our children are.

I can dream, can’t I?

Hopes and dreams keep me motivated, sometimes unrealistically as my wife points out. But its better than being unmotivated and getting pessimistic about the future.

Hopefully, our kids (and future grandkids) will be living nearby each other and we can rebuild our “dream house” all over again … and by the word “dream” I mean “survival.” Hopefully Northern California has become the state of “Jefferson” by then, or perhaps southern region of “Cascadia.”

That's a lot of hopin' and a lot of "ifs." Unfortunately decisions have to be made now. All we can do is the best with what we know, stay flexible, and use our resources wisely.

About the Author


May 12, 2018 - 1:47pm


Dr J, I appreciate your ability to pick up and move. I am challenged with the thought of selling my house. I have moved twice since I left my parents house.

Our house has quadrupled in value. The challenge,it has everything we need. The ongoing discussion is, if we sell, then we are paying top dollar for the next home. This is on the premise that we do not want to leave our city.

Your posts have lead to good discussions in our marriage



May 12, 2018 - 2:17pm

Consider Kansas (best state for "carrying")

extra bonus.. We could camp in Turd's driveway till we find the "Promised Land."

snip: (but pull the link for wonderful photos)

Most Americans experience Kansas from inside their cars, eight hours of cruise-controlled tedium on their way to someplace else. Even residents of the state’s eastern power centers glimpse its vast rural spaces at 85 mph, if at all.

But on recent trips back, I wanted to really see my home state—so I avoided I-70, the zippy east/west thoroughfare. The slower pace paid off in moments of heart-stopping beauty. At dawn, outside Courtland, wisps of morning mist floated above the patchwork of farms that gently rolled out all around me. Driving up a slight incline, I had a 360-degree panorama to a distant horizon. And that is when I realized what was missing. As far as I could see, there was an utter lack of people. The only other sign of human life was a farm truck roaring down a string-straight road toward the edge of the earth.

That’s the thing about rural Kansas: No one lives there, not anymore. The small towns that epitomize America’s heartland are cut off from the rest of the world by miles and miles of grain, casualties of a vast commodity agriculture system that has less and less use for living, breathing farmers.

U.S. census data tells the story. The population in most of Kansas’s rural counties peaked 50 years ago or earlier. The state’s annual population growth rate is among the slowest in the country, steadily falling from 1.2 percent in 1960 to 0.9 percent in 2016, with nearly all of that meager growth concentrated in a handful of eastern urban areas—Wichita, Kansas City, Topeka, and Lawrence.

May 12, 2018 - 2:35pm

Kansas and tornadoes


my best friend grew up in West Texas. He told me about a chat he had with an old-timer who explained that if you built your home in the right location it would never be hit by a tornado. It had something to do with being on the north facing slope of a hill. Then any tornadoes headed your way would likely come up the south face of the hill and skip right over your ranch. As these ranching areas became more populated, builders started constructing housing developments everywhere. They often get hit by tornadoes, but the old ranch houses are still standing and have never been hit. I'm wondering if homesteaders learned the same things about Kansas and the other Midwestern states.

Another good friend lives in Emporia Kansas. We have gone for drives together around the countryside there, to the Flint Hills, through small towns and fields, simply taking in the beauty. Kansas seems dry, but please correct me: Isn't groundwater plentiful and shallow enough that wells are rather inexpensive? But these days, given your explanation about population, I suppose one can find homes all over the state that are suitable for a self-sustaining life.


Our current home has also appreciated nicely, but selling and purchasing a another home is simply a sideways move. Alas, we have moved 16 times since we got married in 87. That was too much and has had a negative effect on our family. Many a day, I envy people who have been able to stay in the same place. Thanks.

May 12, 2018 - 3:15pm

A couple of thoughts crossed my mind, partly kicked off

Dr Jerome's excellent articles on how to be a prepper and continue with that ethos in face of the winds that blow from different directions, making prepping a time consuming chose as well as going with the best means to maintain the prepper focus.

The best carry states (Steber) got me to thinking of how one deals with local and state gun laws. I ignore the laws or ignore the states that are draconian in their pursuit of making firearms a fast track to prison. Hawaii was on our short list of places for relocation until we found 3 barriers that made HI a total non-starter

1. Incredibly strict and restrictive guns laws plus high humidity that promotes rust

2. Hawaii is a food desert where 90% of all food must be imported. Ditto for 100% of petroleum products

3. We're haoles. If things get dicey we would find ourselves just invaders, possibly destined to fill the cook pot

4. The prices in Hawaii are ridiculously high. You either live in Hawaii if your rich or you can't afford to move.

5. Very restrictive gun laws. Bummah!

As far as carry states go, IMO all states are good carry states if one is willing ignore/disobey guns laws that work against those who wish to carry a fire arms.

I'm sure hundreds of thousands in CA carry regularly. Not because they can't. They most certainly can. I carried for 40 yearsin CA, totally illegally and without any consequences. Then we moved to Nevada. Thank God almighty ,we were free at last.

If a state says you can't carry, all the more reason to carry. Just do so unobtrusively. Most of us will never encounter LEO in a manner that causes Omar to give us the stink eye. Just dont draw attention to yourself, drive under the influence or do stupid shit that has Omar single you out for a deep frisking.

If it was me and I wanted to get a place outside Reno, a place some distance from the beaten path, I'd buy a few acres, maybe 2-10 acres depending on price. Before escrow closed, I'd form an LLC to own the property, check zoning for structure codes with an eye to how I could break the rules and do whatever I want, hire a water witcher to find a water source for a well, check codes on wells and then make sure I could use this property for a home site. Not tall orders but some properties have a substantial utility and some do not.

Once the escrow closed I'd buy a large clear span steel warehouse type of building, maybe 30x 50 feet with large front doors and have that built immediately. That might cost $50,000, maybe less with some careful shopping. Then I'd buy a couple of CONEX buildings for long term storage of fuel, food and other commodities that are needed for long term use Since this warehouse would not be a residence (wink Wink) this gives me my platform for more work

From that point I'd find a couple of older gas powered RVs. Maybe 15-20 years old with decent infrastructure and operational. Those can be found for $10,000 or so if you check carefully for a sale here or there. Buy two of these rollers 'as is' and park them inside the metal building which, by now, you've armored up The RVs are not so much for transportation though they would suffice if needed. They's are two new apartments on wheels, well hidden and secure. Doors to the warehouse open to the rear. RVs of this sort are usually around 30 feet by 8 feet so you have plenty of space front, back and sides, leaving lots of space in the warehouse for other things The well is also inside the structure, making it secure and out of sight.

With a 50 foot long building you can craft a 2 BR 1 Ba apartment inside the building. No more than 360 sq feet, 12 feet deep and 30 feet across the back of the building. The apartment has a utility kitchen, two decent sized bedrooms and a bathroom that might be attached to a septic system or bootlegged with a pump to remove gray and black water.

The bathrooms are key to comfort, sanitation and security so don't too concerned about whether you have one since each RV has a self contained bathroom, kitchen, bedroom and dining area If you find an area sufficiently far from the structure you could dig an outhouse. Just be sure it's far from the well water source.

The CONEX boxes are marvelous ways to have metal storage sheds that can be 10 by 40 (a friend has a couple of those on his rural property) A machine shop in one, along with a Bobcat, backhoe and maybe a tractor combo gives you the best utilitarian tools available. Any vehicles can be stored on site in a lower cost shed. CONEX boxes can be buried but that is tricky, requiring some specific plans to make them functional and secure.

The farming operation is best left to those who are skilled in that. My suggestions are taken from friends who have done one or more parts of these plans. They are quite happy with the results

Gotta go and do some errands for wifey See ya

PS In chosing a site, seek one well before the 37th Parallel If global cooling becomes a reality you want to make sure you are in a warm region, not Frostbite Falls MN And any location where there is fracking or potential for this The stuff they use is hazardous and toxic Plus fracking encourages earthquakes

May 12, 2018 - 3:44pm

Tax Considerations

Lots of good info at

Here's chart on property taxes.
Compare NV vs WY. Both have zero inc tax but yikes, WY has high prop tax.
NV relatively low prop tax.
click to enlarge...

May 12, 2018 - 4:17pm
May 12, 2018 - 5:37pm

Promised Land

I don’t like snow or taxes. Primary home in Alabama more than double size of paid for Texas home. Real property taxes on Alabama home less than half of Texas home. I pay no Alabama income tax as retired pay not taxable. Alabama home over 100 miles from Atlanta or Birmingham. Texas home over 100 miles from Houston, Austin and San Antonio. I claim Alabama as primary residence as if I reverse and claim Texas, taxes would be more. If need be, we can run to Texas, if that is a better idea. But, very rare to have snow in either place. Friends in Alabama neighborhood and wife’s family in Texas town.

The main concern is the system will break me before they fail at suppressing PM prices.

May 12, 2018 - 6:33pm

Dr. J.

Let me know where you settle in at. My nephew attends many auto auctions and buys older motor homes. He usually pays about $100-$300 for a unit. We could drive them to your location set up camp, and watch the neighborhood fall apart.

Finding a promise land, by our own directions, or locating a Bazrah, is very difficult. Setting up a commune or a Zion City, Il., sounds great but the results are usually more than disappointing. In that day, the net will not work, TFMetals, will be off line, cell phones will be useless, bitcoin will be like tulip bulbs and obtaining a few cans of my sardines will cost ya. Jim

Katie Rose
May 12, 2018 - 8:06pm

Please pray about where to move to...

When the Lord told me to "Move away from the coast to higher ground" I believed at the time I would be moving to Montana or the South. So I prayed over a map of the USA (I have lived abroad (Australia) and found I am a true American at heart.) You can imagine my shock when WA State was highlighted in my mind. (That is where I was presently living.)

Then I prayed over a WA State map and a dot for a small town in Eastern WA kept pulsating - bigger and smaller, bigger and smaller. I was not excited about the location at all.

When I told my sister what I was hearing, her statement flabbergasted me. "That's what I am hearing, too." Financially I was in terrible shape. Then I met my wonderful husband here at a Bible Study. He wanted to make me financially secure once he was gone. And he did.


If you want to check out our location our home is open to you. We have a guest bedroom with an attached private very small bath. Our home is very modest, a poor farmhouse (140 years old +/- ) with lots of wood paneling. We are far north in eastern WA, close to the Canadian border.

But most of all inquire of the LORD, and then obey. That is our saying around here, "Inquire and obey."

Pray about where to go. You and your wife should hear the same answer. And then be obedient and do as you are directed.

I might add that where I was directed I keep meeting folks who were directed here as well. I have met many wonderful folks here.

The LORD knows where He wants you to go. It may not be near your mother-in-law at all. The safest place to be is in the Heart of God's Will for you and your wife.

It also may be that both sets of in laws need to do the very same thing, "Inquire and Obey." I have no idea where He wants all of you. I was shocked to hear that where I was directed is considered by many to be "A Place of Refuge."

Who knows where you are to go?

Only our wonderful Heavenly Father knows where you and your household will thrive.

I might add Leo Chin1976 is here as well. He wanted out of Silican Valley (sp?). He was able to sell his home and purchase 12 acres here with a newly built home and a river running through the property. He told me "I'm so sick of the drought. I just want to be some place there is water."

I just enlarged the map of Cascadia. I am located north of Spokane, in Cascadia's far northeastern region.


May 12, 2018 - 9:06pm

Kansas Update:

No Sex During Traffic Stops


Updated May 11, 2018 01:33 PM

A new Kansas law makes it a crime for police to have sex with people they pull over for traffic violations or detain in criminal investigations.

The new law bans sexual relations "during the course of a traffic stop, a custodial interrogation, an interview in connection with an investigation, or while the law enforcement officer has such person detained."

Key Economic Events Week of 2/17

2/18 8:30 ET Empire St Manu Idx
2/19 8:30 ET Producer Price Idx
2/19 8:30 ET Housing Starts & Bldg Perms
2/19 2:00 ET January FOMC minutes
2/20 8:30 ET Philly Fed
2/21 Fed Goons all day at Chicago Conf.
2/21 9:45 ET Markit flash Feb PMIs

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Key Economic Events Week of 2/17

2/18 8:30 ET Empire St Manu Idx
2/19 8:30 ET Producer Price Idx
2/19 8:30 ET Housing Starts & Bldg Perms
2/19 2:00 ET January FOMC minutes
2/20 8:30 ET Philly Fed
2/21 Fed Goons all day at Chicago Conf.
2/21 9:45 ET Markit flash Feb PMIs

Key Economic Events Week of 2/10

2/11 10:00 ET Job Openings
2/11 10:00 ET CGP Hump-Hawk House
2/12 10:00 ET CGP Hump-Hawk Senate
2/13 8:30 ET CPI
2/14 8:30 ET Retail Sales
2/14 9:15 ET Cap Ute & Ind Prod
2/14 10:00 ET Business Inventories

Key Economic Events Week of 2/3

2/4 10:00 ET Factory Orders
2/5 8:15 ET ADP Employment
2/5 9:45 ET Markit Service PMI
2/5 10:00 ET ISM Service PMI
2/6 8:30 ET Productivity & Unit Labor Costs
2/7 8:30 ET BLSBS
2/7 10:00 ET Wholesale Inventories

Key Economic Events Week of 1/27

1/28 8:30 ET Durable Goods
1/28 10:00 ET Consumer Confidence
1/29 10:00 ET Pending Home Sales
1/29 2:00 pm ET FOMC Fedlines
1/29 2:30 pm ET Powell presser
1/30 8:30 ET Q4 GDP first guess
1/31 8:30 ET Pers Inc and Spending
1/31 9:45 ET Chicago PMI
2/2 10:00 pm ET Chiefs win SB LIV

Key Economic Events Week of 1/13

1/14 8:30 ET CPI
1/14 9:00 ET Goon Williams
1/15 8:30 ET PPI and Empire Fed
1/16 8:30 ET Retail Sales and Philly Fed
1/17 8:30 ET Housing Starts
1/17 9:15 Et Cap Ute and Ind Prod

Key Economic Events Week of 1/6

1/7 8:30 ET US trade deficit
1/7 10:00 ET ISM Services PMI
1/7 10:00 ET Factory Orders
1/8 8:15 ET ADP employment
1/9 8:00 ET Goon Chlamydia speech
1/9 1:20 ET Goon Evans 2:00 ET Goon Bullard
1/10 8:30 ET BLSBS
1/10 10:00 ET Wholesale Inventories

Key Economic Events Week of 12/16

12/16 8:30 ET Empire State Manu Idx
12/16 9:45 ET Markit flash PMIs Dec
12/17 8:30 ET Housing Starts and Bldg Perms
12/17 9:15 ET Cap Ute and Ind Prod
12/19 8:30 ET Philly Fed
12/20 8:30 ET Final guess Q3 GDP
12/20 10:00 ET Pers Inc and Spending
12/20 10:00 ET Core Inflation

Key Economic Events Week of 12/9

12/10 8:30 ET Productivity and Unit Labor Costs
12/11 8:30 ET CPI
12/11 2:00 pm ET FOMC fedlines
12/11 2:30 pm ET CGP presser
12/12 8:30 ET PPI
12/13 8:30 ET Retail Sales
12/13 10:00 ET Business Inventories
12/13 11:00 ET Goon Williams speech

Key Economic Events Week of 12/2

12/2 9:45 ET Markit Manu PMI
12/2 10:00 ET ISM Manu PMI
12/2 10:00 ET Construction Spending
12/4 9:45 ET Markit Services PMI
12/4 10:00 ET ISM Services PMI
12/5 8:30 ET Trade Deficit
12/5 10:00 ET Factory Orders
12/6 8:30 ET BLSBS
12/6 10:00 ET Wholesale Inventories

Key Economic Events Week of 11/25

11/25 8:30 ET Chicago Fed Nat'l Idx
11/25 7:00 pm ET CGP speech
11/26 8:30 ET Advance Trade
11/26 9:00 ET Case-Shiller home prices
11/26 10:00 ET New home sales
11/26 10:00 ET Consumer Confidence
11/27 8:30 ET Q3 GDP 2nd guess
11/27 8:30 ET Durable Goods
11/27 9:45 ET Chicago PMI
11/27 10:00 ET Pers Inc & Cons Spndg
11/27 10:00 ET Core inflation
11/27 2:00 pm ET Beige Book

Forum Discussion

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