Bill Holter is an original. After a lengthy career in financial services, he retired in 2006 and moved his family out of the U.S. He then returned in 2011 and currently makes his home in Texas. He joined Miles Franklin (https://www.milesfranklin.com) as an Associate Writer in 2012 and posted commentaries to their website until early 2015. He is now working in collaboration with Jim Sinclair and helping to educate and enlighten folks through Jim's site.