While most of us are busy prepping for those events which MIGHT happen, how many are actually prepared for the one event in our lives which WILL happen?
It is one of those things which are all to often left for those we leave behind, but it will not be easy on them. Anything we can do now to reduce the confusion and angst following this inevitable event will be most welcome.
For starters, here is the usual Prepper checklist:
- Do you have a living will?
This tells those who have to make a life/death decision how you feel about pulling the plug when you cannot. Leaves no doubt in their minds and is highly recommended.
- Do you have a legal last will and testament?
This must be done according to the laws of your state or else it is not worth spit and anyone could successfully challenge the terms.
- Have you made advance arrangements with a Funeral home?
You can purchase a funeral package in advance much cheaper and leave nothing to emotion. It is almost like a CD.
- Have you made a Living Trust for your estate?
Anything placed in this trust is not subject to probate court proceedings on your estate. For Medicare, this must be done at least 5 years in advance, else they will be able to put a lien on your estate for funds (like nursing home care) which were expended while you were alive.
- Do you have a method providing your “secrets” to your heirs?
What about all your Internet passwords, bank accounts, “boating accident” locations, etc. how would this information be made available in a safe and secure way for those who need it?
How would you keep it up to date?
I am NOT a lawyer, but have helped some of my loved ones prepare accordingly.
When the time came, it was much easier for all of us left behind and gave us much more time and energy for a proper grieving.
Because I could not stop for Death,
He kindly stopped for me;
The carriage held but just ourselves