Any one good at calculating here ? Calculating regular stock account vs fixed tax each year account.

Wondering how to calculate accurately.

Assuming 5 year time horizon. Year 1-5.

lets say 30 000 $ initial investement. No other capital added during period.

option 1, stock account, 30% capital gains tax. year 5.

Option 2, investement account, 1 % tax year 1, 1.5% year 2, 2% year 3, 2,5% year 4, 3% year 5. all tax is taken out of the account by selling the needed amount. Tax is out of average of holdling in account each year, for simplicity we assume it is 80% of end year total.

Assumtion of stock appreciation average. year 1 100%, year 2 100%, year 3 100%, year 4 200%, year 5 300%.

Option 1 is easy. But how to calculate for option 2?

I don´t know If I wrote this correctly. But I don´t remember math, was to long ago.