I was thinking about swapping some gold for silver at the moment since the ratio is about 1:58. My PM dealer offers me 1:50 ratio. I was told that that is about 1% premium. I was wondering. Is this a good offer I can take? I am "losing" about 8 coins in the trade and later back again when I want to go back into gold again at 1:35 let's say. Would love to hear your thoughts. Thanks.